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Personal Finance



Required Monthly Expenses (RME):

The minimum basic expenses you need to meet, such as living, food, and travel.

Income & Expenses Gap.

The spread between the income brought in and the expenses paid in a single month. The bigger the gap the better. 

All the important business principles were laid out by Benjamin Franklin in 1758 in The Way to Wealth

"Keep thy business and thy business will keep you" - Benjamin Franklin

"Financial Advisors work to make things complicated to justify their overly large fee"

"In my view, for most people, the best thing to do is to own the S&P 500 index fund. People will try and sell you other things because there’s more money in it for them if they do." - Warren Buffett

Income & (RME) Gap.

The spread between the monthly income brought in and the required monthly expenses.

One of the biggest mistakes people make with their budget is underestimating their expenses and overspending on non-essential items. 

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